A specialized Risk Automation and Advisory firm
ProbMatrix is a specialized Risk Automation and Advisory firm supporting financial institutions in meeting complex regulatory and risk management requirements through robust methodologies, advanced analytics, and scalable automation.
Our strength lies in a multidisciplinary team comprising governance and compliance professionals, financial risk management experts, data scientists, and IT automation specialists. Our consultants bring experience from Big Four firms, international advisory practices, regulated banking institutions, NBFCs, fintechs, and enterprise IT organizations — enabling us to combine regulatory insight with practical system implementation.
Empowering Financial Institutions with Transparent Risk Intelligence
To empower financial institutions with transparent, controllable, and regulator-ready risk intelligence — enabling true internal ownership of models, decisions, and outcomes.
Our mission is to transform complex regulatory and risk frameworks into clear, explainable, and internally owned solutions.
- Embedding risk and regulatory intelligence directly into tools used by banks
- Enabling institutions to independently understand, operate, and defend their numbers
- Reducing reliance on opaque models and recurring external dependency
- Strengthening governance, audit readiness, and decision confidence
- Supporting compliance with IFRS 9, Basel III, ICAAP, ILAAP, and local regulatory expectations
Beyond advisory, we focus on implementation and sustainability. Our engagement model ensures solutions are fully operational, scalable, and transferable to client teams — enabling long-term value creation and regulatory confidence.
Capabilities behind everything we build
Proven Automation Capabilities
We design and deliver custom automation solutions that embed regulatory logic directly into operational workflows — automated regulatory and risk reporting, workflow optimization, and data-driven decision support.
Regulatory & Compliance Expertise
Strong domain expertise across IFRS 9 Expected Credit Loss (PD, LGD, EAD, ECL), Basel regulatory frameworks, and IRRBB, ICAAP, and ILAAP reporting.
Advanced Analytics & Model Development
Predictive risk and compliance models, credit scoring and customer segmentation frameworks, and machine learning and statistical models designed for regulated environments.
Governance & Auditability
Every solution is built with a strong focus on governance, validation, explainability, and regulatory defensibility — with transparent assumptions and audit-ready outputs.
The people behind ProbMatrix
Located in a Financial Hub
Office
Office # 804, 8th floor
Landmark plaza, Karachi, Pakistan
Hours
9 AM – 9 PM
Discover what our clients think about IFRS 9 Add-In
"Even with years of experience in risk management, I found IFRS 9 implementation to be resource-intensive. The ProbMatrix IFRS 9 Add-In gives me a practical way to review and challenge ECL numbers, run alternative scenarios, and validate assumptions all inside Excel."
— Risk Management Professional
"The ProbMatrix IFRS 9 Excel Add-In has made my day-to-day work much easier. I can now run PD, LGD, EAD, and ECL calculations in a structured way directly in Excel, without rebuilding complex models from scratch each time."
— Finance Team Lead
Explore Partnership Program
Earn reseller revenue and recurring services as you help banks, MFIs, credit unions, and leasing firms achieve compliance with confidence.
Explore PartnershipGet Certified in IFRS 9 Add-In implementation
Learn the technology that powers IFRS 9 reporting.
Get CertifiedWant to see it on your own portfolio data?
Request a walkthrough of the IFRS 9 Add-In, or talk to us about a custom risk management engagement.